LOAN PRODUCTS TO FIT EVERY NEED

Loans stay local - Your house payments stay here
Low closing costs - average less than $875
Free Pre-Approvals
97% financing available
FHA Financing Available

1st Time Home Buyers

First Federal simplifies the loan process for First Time Homebuyers from beginning to end by offering FREE pre-approvals and paying for most of the closing costs, thus reducing the funds necessary to close your loan.

We make owning a home "possible"

Freddie Mac's HOME POSSIBLE MORTGAGES provide options to meet the needs of more borrowers with 97% financing. NEIGHBORHOOD SOLUTION MORTGAGES increased borrower's buying up to 30% and are designed for those who support our community - teachers, firefighters, law enforcement officers, healthcare workers and military personnel.

New Construction Loans Made Easy

Come see us for your Home Construction Loans, First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process. We also do Manufactured Home Construction Loans.

* Mortgage Calculator

Click Resource tab above

* Rate Watch

We will e-mail you if rate is low enough for you to refinance. E-mail me to set up Rate Watch.
ginah@firstfederalbanking.com.